http://basedfinancial.com Providing You With Financial News And Information! Sat, 15 Nov 2008 10:48:30 +0000 http://backend.userland.com/rss092 en The many threats that are challenging the stock market over the next twelve months, including ever-slowing corporate profits, a recession, rising commodity prices, and a downward spiral in the overall financial-services industry. All of this can cause many investors to fear the stock market – not a good scenario if ... http://basedfinancial.com/investments/smart-investment-choices-for-2008-%e2%80%93-part-1/ As you’ve probably heard, many lenders have been hit hard by the ongoing subprime mortgage lending crisis. Countrywide Financial, is one example that has seen its stock go down about 75% in the last year alone. And if you couple that with a recently downgraded credit rating, it makes you ... http://basedfinancial.com/mortgage/40-year-mortgages-friend-or-foe/ As I mentioned in the first part of this series on the time tested bank CD, investors need to be aware of the pitfalls and benefits of new CD options that banks are coming up with in order to get investors interested in this ‘guaranteed’ investment. One way banks are luring ... http://basedfinancial.com/investments/the-truth-behind-bank-cds-part-2/ Bank CD’s have been around for a long, long time, so you may think you already know everything there is to know about investing in CD’s. The truth is that as interest rates fall banks have made some changes to the way traditional CD’s are handled in order to make ... http://basedfinancial.com/investments/the-truth-behind-bank-cds-part-1/ As I touched on briefly in part one of this series on principal protected notes, many brokers are comparing them to equity-indexed annuities. Equity-indexed annuities, which are annuities that earn interest because they are linked to a stock or other equity index. While these annuities have their own set of ... http://basedfinancial.com/investments/a-closer-look-at-principal-protected-notes-part-3/